Engagement ring options: Platinum

If you’re thinking of popping the question, be it over a romantic valentines dinner or during the hectic festive swirl of New Year, you’ll know that you can buy platinum diamond solitaire ring options to express your love.

Solitaire rings are stunning.
They’re an awesome sight to behold. But while they’re gorgeous, they’re also pretty pricey to maintain a good stone at that weight, so don’t be afraid to experiment with other looks, too. Pave diamonds are beautiful and understated, and much more cost conscious. Cost isn’t the only thing you’ll want to examine a stone setting for, though. How it’s framed has a massive impact on the overall ring. From settings that make a smaller diamond look larger, to the strength and profile of the setting and how it works into your life, it’s a critical question to consider. If you absolutely have to have a solitaire, buying it online can cut down considerably on the price, as the diamond accounts for up to 85% of that price. Be absolutely certain that you’re getting a certified gem, however, or you may well get burned if you opt for an unproven online retailer.

Platinum rings should be certified.
Your ring should come with a gem report stating the letter grade, clarity and weight. It should also show the correct hallmark within the ring itself, identifying the platinum percentage and alloy metal. Remember that platinum is much more expensive the gold, but it is harder wearing, scratches less and holds stones more securely.

Insurance is essential.
Don’t invest in a piece like this without organizing proper insurance. Several factors, from the value of the ring to where you live, will influence what this costs you, but you need to have this protection. It should only cost between 1 to 2.7 percent of the appraised value per annum. Be sure you also know what you’re covered for- some policies vary in what they will cover. A diamond certificate number can be engraved onto the ring for extra security, making it easier to identify. They won’t affect the value of the gem, but show under magnification and offer peace of mind. You may even get your premiums reduced by having one, and the most expensive you’ll see it as is $200.

Tricking stone sizes.
Sizing up the diamond you can afford with whole carat weights can be pricey. If you opt for a stone that’s a fraction under the carat weight you want, the difference can be up to 30%- and you won’t even notice the difference with the eye. If you plan to upgrade the whole ring at a later date, be sure to ask your jeweler if it can be used as a part payment on the future ring. It can be a great way to make the most of a new purchase. And remember that you always have the option of a custom piece, if budget and taste stretch that way.

A beautiful platinum ring is a great way to celebrate love.
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